Federal Trade Commission
http://www.consumer.ftc.gov/
Free Credit Reports
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
http://bcove.me/mwbzp3ui vid
https://www.annualcreditreport.com/index.action
Credit Counseling 101
http://www.nfcc.org/NewsRoom/Multimedia/podcasts/index.cfm
Housing Counseling 101
http://www.nfcc.org/NewsRoom/Multimedia/podcasts/housing101.cfm
calculators
http://www.nfcc.org/FinancialEducation/calculators.cfm
http://www.creditcards.com/calculators/
http://www.creditcards.com/credit-score-estimator/
http://www.bankrate.com/calculators/home-equity/debt-consolidation-calculator-tool.aspx
http://www.bankrate.com/calculators.aspx
budget worksheet
http://www.nfcc.org/FinancialEducation/monthlyincome.cfm
http://www.practicalmoneyskills.com/calculators/budgetGoals.php?calcCategory=budget